Box 3 Wealth Tax Calculator
Calculate your Dutch Box 3 wealth tax for 2026 under the current transitional system and compare it to the proposed 2028 actual return system.
Try it nowFree, localized tax planning tools updated for the 2026 financial year in Netherlands.
Dutch tax planning in 2026 runs on two frontiers, and both have calculators here. Box 3 is mid-transition: the deemed-return system (1.03% on savings, 6.00% on investments, 36% rate) applies now, the actual-return system is scheduled for 2028, and the side-by-side tool shows which one your portfolio would prefer. For freelancers, the ZZP calculator runs the full 2026 stack, the shrunken €1,200 Zelfstandigenaftrek, the €2,123 starters allowance, the 12.7% MKB exemption, the 35.75%/37.56%/49.5% brackets, both tax credits, and the separate ZVW health premium, down to a monthly take-home figure.