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Switzerland Retirement Calculators

Free, localized retirement planning tools updated for the 2026 financial year in Switzerland.

Swiss retirement planning picked up two new moving parts in 2026. December brings the first 13th AHV payment, one extra month of exactly your current pension, capped by the same Scale 44 and Plafonierung rules as every other month. And since 1 January, pillar 3a gaps from 2025 onward can be bought back retroactively, up to CHF 7,258 per year on top of the standard maximum, doubling the deduction in a catch-up year, provided the current year is maxed first.

Available calculators

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Pillar 3a Retroactive Buy-In Calculator

Calculate your tax savings and pension growth under Switzerland's new 2026 rule allowing retroactive buy-ins for missed Pillar 3a contributions.

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Calculator

13th AHV Pension Payout Estimator (Switzerland)

Estimate your December 2026 13th AHV/OASI pension windfall payout, single vs. couple caps, and Scale 44 contribution rate.

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Government-Sourced DataAll calculators built from official regulatory sources by Galvin Mendonca, Finance Researcher
All figures from primary government sources. Last updated July 2026.

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